Corporate & SME's Credit Operations Officer/ Senior Officer
Abu Dhabi Islamic Bank - Egypt
About the job
Key Responsibilities
- Execute the implementation of Credit Approval terms, conditions & limits:
- Review the transactional documents (withdrawal requests, invoices, purchase and supply orders, contracts and export documents) and scanning them to be saved.
- Verify the documents of indirect facilities received from branches including proper signature verification and the branch stamp.
- Book the contracts on system starting from specifying the kind of product till the disbursement.
- Inform branch and business “concerned parties” when the credit facility amount is disbursed.
- Communicate with Credit Control to request sublimit up-dates (increase or decrease) according to the Head instructions.
- Execute renew /reduce or change the pledged collateral and ensure that the form is valid according to branch change request.
- Communicate with business and risk as per Head instructions to rectify with clients the discrepancies found in the documents or to set limit approvals.
- Execute syndication finance through reviewing contract details (participation amount – profit rate, payment mechanism – grace & availability periods – tenor & related drawdown’s).
- Calculate the profit related to each client for the purpose of ensuring that they are correct and free of errors.
- Coordinate with remittance and treasury back office to process foreign transfers and products deals.
- Respond to branch inquiries to ensure that all problems are solved and customer satisfaction is enhanced.
- Prepare monthly reports for accrual profits reconciliation and accrued profit for corporate customers who granted direct facilities.
- Execute UAT testing and review the results to ensure correct implementation.
- Investigate to solve received complaints in cooperation with Consumer Rights Protection – Compliance & Governance – in accordance with the policies and procedures and identified SLA.
- And any other assigned Task